Early access - made for New Zealand

Take the awkward out of money.

Nest tracks your spending, builds budgets that fit your life, and grows your savings - all in one simple app.

Free while we're in early access. No card required.

Real-time tracking Smart budgets Automatic savings Confident investing
Total balance
$4,280.45
+$312 saved this month
October budgets
Groceries$412 / $550
Eating out$188 / $200
Transport$96 / $180
Recent activity
Farro Fresh
Groceries
-$64.20
Coffee Supreme
Eating out
-$5.50
🚗
AT Hop top-up
Transport
-$20.00
Why Nest exists

Take the awkward out of money

Splitting rent with flatmates. Chasing a mate for concert tickets. Figuring out who paid for the bach groceries. Money between people shouldn't be weird - Nest keeps it clear, fair, and friendly.

🤝

Shared costs, sorted

See who owes what at a glance. No spreadsheets, no passive-aggressive reminders.

💬

No more "hey, so..."

Gentle automatic nudges settle up IOUs so you never have to bring it up yourself.

🧡

Your goals, your pace

Savings goals that flex with real life - a deposit, a holiday, or just breathing room.

How it works

Built for real life

Not another finance app that makes you feel behind. Nest meets you where you are and does the heavy lifting.

1

Track without thinking

Your spending updates in real time, sorted into categories that actually make sense.

2

Budgets that bend, not break

Smart budgets adjust to your pay cycle and your life - and warn you before you blow one.

3

Save on autopilot

Nest spots safe-to-save amounts and tucks them away toward the goals you set.

4

Invest with confidence

Simple, trusted options explained in plain English - no jargon, no pressure.

Made for Aotearoa

Kiwi life, priced in NZD

From Auckland flatting to Wellington flat whites - Nest connects with NZ banks, speaks in dollars you recognise, and understands how money actually works here.

Be first in the Nest

Early access opens soon. Join the waitlist and we'll email you the moment it's ready.

We'll only email you about launch. Ever.